How To Set Up Student Account On Paypal

PayPal Student Debit MasterCard^® Cardholder Agreement and Privacy Notice

Last Update: August 19, 2022

Terms and Conditions/Definitions for the PayPal Student Debit MasterCard Cardholder Understanding

This PayPal Debit Student Cardholder Understanding ("Agreement") is a contract outlining the terms and conditions between y'all and The Bancorp Bank and applies to your use, and the Kid'south utilise, of the PayPal Student Debit MasterCard ("Student Card" or "Card") issued by The Bancorp Banking company, Wilmington, Delaware, an FDIC insured member institution. This Agreement applies to you in add-on to the PayPal Student Account Agreement and other applicative agreements betwixt you lot and PayPal.

"Debit Card" or "Card" means the Debit Card issued to You by The Bancorp Banking company. "Issuer" ways The Bancorp Depository financial institution. "Yous" and "your" ways the Parent or Child who have received the Card and are authorized to use the Carte du jour as provided for in this Agreement. "We," "us," and "our" mean the Issuer, our successors, affiliates, assignees and our third party service providers. "Card Account" means the records we maintain to business relationship for the value of transactions associated with the Bill of fare. All capitalized terms shall have the definitions provided in this Agreement, or if a definition is not provided in this Understanding, the definition in the PayPal User Agreement shall apply. By accepting and using the Pupil Card, yous agree to be spring by the terms and conditions in this Understanding. You agree to sign the back of the Card immediately upon receipt. The expiration engagement of the Bill of fare is identified on the front of your Card. The Card volition remain the property of the Issuer and must be surrendered upon demand. The Menu is nontransferable and it may be canceled, repossessed, or revoked at any time without prior notice subject field to applicable law. We may refuse to process any transaction that we believe may violate the terms of this Understanding.

Our business organisation days are Monday through Friday, excluding federal holidays, even if nosotros are open up. Any references to "days" plant in this Agreement are agenda days unless indicated otherwise.

Write downward your Carte du jour number and the customer service phone number provided in this Agreement on a separate piece of newspaper in case your Card is lost, stolen, or destroyed. Please read this Understanding carefully and go on it for future reference.

THIS Agreement IS Subject field TO Arbitration PURSUANT TO THE FEDERAL ARBITRATION ACT. See Department 23 (Mediation) below.

BY APPLYING FOR AND RECEIVING A Educatee Carte du jour, PARENT AGREES TO Be FULLY LIABLE AND RESPONSIBLE FOR ALL OF THE CHILD'S Actions, OBLIGATIONS, AND LIABILITY RELATED TO THE STUDENT CARD AND THE PAYPAL SERVICES.

Obtaining Your Card. The Parent must apply for the Pupil Card. By creating a Pupil Account with PayPal y'all are also requesting a Student Carte Account. The Bancorp Bank and PayPal retain sole discretion to accept or refuse whatsoever application for a Pupil Carte. The USA PATRIOT Human activity is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Educatee Card Account. What this means for you: When y'all open up a Pupil Card Business relationship, we volition enquire for your name, address, date of birth, and other information that volition permit us to identify yous. We may also ask to see a re-create of your driver'southward license or other identifying documents at any fourth dimension.
Debit Card. The Debit Card allows y'all to admission the funds which PayPal has placed with us in accordance with Section 5 of the PayPal User Agreement.
Activate Your Carte. You must actuate your Card before information technology tin be used. You may activate the Debit Card by calling 800-314-8298 or online by logging into your PayPal Account and following the activate instructions on the card carrier. For your security, you will need to provide personal information in club to verify your identity and consummate the activation procedure.
Your Representations and Warranties.By activating the Carte du jour or past retaining, using or authorizing the use of the Menu, y'all represent and warrant to us that: (i) you are at least thirteen years of age (or older if you reside in a state where the majority age is older); (2) y'all are a U.S. citizen or legal alien residing in the United States or the Commune of Columbia; (iii) you have provided us with a verifiable U.S. street address (non a P.O. Box); (four) the personal data that you provide to us in connection with the Card is true, correct and complete; (v) you received a copy of this Understanding and agree to exist bound by and to comply with its terms; and (vi) you accept the Card.
Using the PayPal Student Bill of fare.
1. Purchases and ATM withdrawals.With your Personal Identification Number ("PIN"), you lot may employ your Debit Card to obtain cash at any Automated Teller Automobile ("ATM") that displays the MasterCard^®, Maestro^®, or Cirrus^®Acceptance Mark for a modest fee as outlined below. If given the pick, select "Checking Account" when using an ATM. You may withdraw money from an ATM in an amount up to your available Student Account Balance subject field to your daily limit. You may also apply your PIN at whatever Signal of Auction ("POS") device, as permissible by a merchant that bears the MasterCard^®, STAR^® or PULSE^® Acceptance Marker. Each time yous apply your Debit Card, yous authorize usa to reduce the value available in your Student Business relationship by the corporeality of the transaction and any applicable fees.
2. Parent suspension. You may suspend the Kid's utilise of the Card past changing the Educatee Menu Account permissions.
3. Split Tender Transactions.Some merchants practice non allow cardholders to comport split transactions where you would use the Card every bit partial payment for goods and services and pay the remainder of the balance with another form of legal tender. If you wish to conduct a split transaction and it is permitted by the merchant, you must commencement tell the merchant to charge only the exact amount of funds bachelor in the Educatee Card Business relationship. You must then adjust to pay the difference using another payment method. Some merchants may require payment for the remaining remainder in greenbacks. If you lot fail to inform the merchant that yous would like to complete a divide transaction prior to swiping your Carte du jour, your Card transaction is likely to be declined.
4. Say-so Holds. If you use the Pupil Card at an automatic fuel dispenser ("Pay at the pump") the merchant may preauthorize the transaction corporeality up to $100 or more. If the Bill of fare is declined, even though in that location are sufficient funds available, utilize your Student Carte to pay for your purchase inside with the cashier. This hold will exist released once merchant submits the transaction for settlement. If you lot use the Carte at a eating place, a hotel, for a motorcar rental purchase, or for similar purchases, the merchant may preauthorize the transaction amount for the purchase corporeality plus up to 20% or more than to ensure there are sufficient funds available to embrace tips or incidental expenses that may exist incurred. Any preauthorization amount will place a "agree" on your available funds until the merchant sends united states the last payment amount of your buy. One time the final payment amount is received, the preauthorization amount on hold volition exist removed.
  Information technology may take up to
  10 (ten ) days for the concord to be removed. During the hold menses, you volition not have access to the preauthorized amount.
  When yous use the Card to purchase goods or services or to obtain cash from a merchant, the merchant may attempt to obtain preauthorization from us for the transaction. If the merchant makes such a request, we place a hold on your Pupil Card Business relationship for upwardly to ten (10) days for the amount of the preauthorization asking (which may vary in some cases from the amount of the actual purchase, depending on the merchant). This concur may bear on the availability of funds in your Student Card Account. We will not be responsible if any transactions are non completed considering of the hold. If the preauthorization request varies from the amount of the actual transaction, we will debit the actual transaction amount from your Student Card Business relationship balance, even if this results in your Student Carte Business relationship residue becoming negative. You remain responsible for any negative balances in your Pupil Card Account.
  
  Y'all exercise non have the right to stop payment on any buy or payment transaction originated by utilise of your Pupil Card. You may not make preauthorized regular payments from your Student Card Business relationship. If y'all qualify a transaction and and so fail to make a buy of that item as planned, the approval may result in a hold for that amount of funds for up to thirty (30) days. All transactions relating to car rentals may upshot in a hold for that amount of funds for up to sixty (60) days.
5. Card not Present Transactions. If y'all use the Card number without presenting the Card in person (such as for a mail order, telephone, or net purchase), the legal outcome will be the same as if yous used the Menu itself. For security reasons, nosotros may limit the amount or number of transactions yous can make on the Carte du jour in these scenarios. Y'all may non utilize your Debit Card for online gambling or any other illegal transaction.
6. Strange Transactions. If y'all obtain your funds or make a buy in a currency other than the currency in which your Card was issued, the amount deducted from your funds will be converted by MasterCard International Incorporated into an amount in the currency of your Card. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by MasterCard International Incorporated from the range of rates bachelor in wholesale currency markets for the applicative central processing engagement, which may vary from the rate MasterCard International Incorporated itself receives, or the government-mandated rate in effect for the applicative cardinal processing date.
7. ATM withdrawal and spending limits. Student Card transactions are subject to a standard daily limit of $150.00 for ATM withdrawals and greenbacks-like withdrawals (e.chiliad. cash advances), a standard $500.00 daily limit for purchases, and a standard $ii,000.00 monthly limit for all Card transactions. PayPal retains sole discretion to employ and change these limits.

PayPal Pupil Card Fees.

All fee amounts volition be withdrawn from your Card Account and will be assessed as long as there is a remaining balance on your Card Account, except where prohibited past police. Anytime your remaining Bill of fare Account residue is less than the fee corporeality being assessed, the balance of your Card Account will be applied to the fee amount resulting in a nil residuum on your Bill of fare Business relationship.

US ATM Withdrawal (Debit Card ATM Withdrawal From)	$one.50 Per ATM Withdrawal within US (Plus whatever amounts charged by the ATM owner.)
Signature Withdrawal (Debit Card Cash Advance To)	$3.00 Per Signature Withdrawal if a signature is required to obtain cash.
Non-US ATM Transaction-Using an ATM that is not in the US (Debit Carte du jour ATM Withdrawal From)	$i.50; Per withdrawal from a not-US ATM. This fee will apply even if the transaction does non require a currency conversion.
Strange Transaction Fee (Debit Card Signature Purchase To or Debit Card ATM Withdrawal From)	i%; Per buy from a non-US merchant or use at a not-Us ATM.. This fee will apply even if the transaction does not require a currency conversion

If y'all utilize an ATM for whatever transaction, including a residual research, you may be charged a fee by the ATM owner even if you practise not complete a withdrawal. This ATM fee is a third party fee corporeality assessed by the individual ATM operator but and is not assessed past u.s.. This ATM fee corporeality will be charged to your Card.

Rewards or Greenbacks dorsum. The Student Bill of fare does not accept a reward or greenbacks back program.
Personal Identification Number / Account History. The PIN issued with the Student Carte du jour is a security lawmaking, which has been designed to protect your transaction Carte Account against unauthorized apply. The PIN provides enhanced security for your Student Carte Business relationship and must be used when making debit transactions to your Pupil Carte du jour Account. It is your electronic signature. Since the PIN is for security purposes, you should memorize information technology and it should not be disclosed to anyone. Y'all should not write or keep your Pin with your Carte. When inbound your PIN, be sure it cannot be observed by others and do non enter your Pivot into any concluding that appears to be modified or suspicious. You can change your Pivot at whatever time, and a temporary agree can exist placed on your Card Account if the Pivot has been compromised or if your Card is lost or stolen. Maintaining the security of your PIN and Card is your responsibleness. If you believe that anyone has gained unauthorized access to your Pivot, you should propose us immediately.
Authorized Users, Third Party Liability. You are responsible for all authorized transactions initiated and fees incurred by the apply of the Carte. If you permit another person to accept access to the Menu or Card number, we will care for this every bit if you have authorized such use and y'all will be liable for all transactions and fees incurred by those persons.
Documentation of Transfers.You may admission the transaction history and balance by logging into the Educatee Card Business relationship on world wide web.paypal.com and clicking on the "History" tab. You should do this regularly to verify the activity on your Card Account.
Returns and Refunds. If you lot are entitled to a refund for whatever reason for goods or services obtained with your Card, you lot hold to accept credits to your Carte du jour for refunds and concord to the refund policy of the merchant. If yous have a trouble with a buy that y'all fabricated with your Menu, or if you have a dispute with the merchant, yous must endeavour to resolve it directly with the merchant first.
Card Replacement. If yous demand to replace the Carte du jour for any reason, please contact customer service at 866-888-6080 to request a replacement Card. You volition be required to provide personal data which may include your Carte du jour number, full name, transaction history.
Confidentiality. To read the Privacy Policy governing the confidentiality and disclosure of your Carte du jour Business relationship information, go online at www.paypal.com and click the link for legal agreements at the bottom of any page. Notwithstanding the Privacy Policy, we may disclose information to tertiary parties about your Card or the transactions y'all make:
1. Where it is necessary for completing transactions;
2. In order to verify the beingness and condition of your Menu for a third party, such as a merchant;
3. In gild to comply with government agency, court society, or other legal, regulatory or administrative requirements;
4. If you give us your written permission;
5. To our employees, auditors, affiliates, service providers, or attorneys as needed; or
6. Otherwise as necessary to fulfill our obligation under this Understanding.
Our Liability for Failure to Complete Transactions. If we exercise not properly complete a transaction from your Card on time or in the correct amount according to our Agreement with you, nosotros will be liable for your losses or damages. However, there are some exceptions. We will not be liable, for instance:
1. If through no fault of ours, y'all exercise non take enough funds available on your Menu to complete the transaction;
2. If a merchant refuses to take your Card;
3. If an ATM where you are making a greenbacks withdrawal does not have plenty greenbacks;
4. If an electronic final where you are making a transaction does not operate properly, and y'all knew about the problem when you initiated the transaction;
5. If access to your Card has been blocked after you lot reported your Carte lost or stolen;
6. If there is a hold or your funds are subject to legal procedure or other encumbrance restricting their utilize;
7. If we have reason to believe the requested transaction is unauthorized;
8. If circumstances beyond our control (such equally fire, inundation, or estimator or communication failure) forestall the completion of the transaction, despite reasonable precautions that we have taken; or
9. Any other exception stated in our Agreement with you lot.
Your Liability for Unauthorized Transfers.
1. Contact us at once if you believe your Card has been lost or stolen. Telephoning is the best style to minimize your possible losses. If you believe your Card has been lost or stolen, or that someone has transferred coin from your Card Business relationship without your permission, call us at 866-888-6080. Under MasterCard Rules, your liability for unauthorized MasterCard transactions on your Menu Business relationship is $0.00 if you notify u.s. within two (2) business days and you exercise reasonable intendance in safeguarding your Bill of fare from loss, theft, or unauthorized apply. This reduced liability does not apply if a Pivot is used as the method of verification for a disputed transaction or you accept reported two (two) or more incidents of unauthorized use in the immediately preceding twelve (12) month menstruum. If you notify united states of america inside two (2) business days learning that your Menu has been lost or stolen, you tin can lose no more $50.00 if someone used your Card without your permission. If you do not notify us inside two (2) business days after you larn of the loss or theft of your Menu and we can prove that we could have stopped someone from using your Bill of fare without your permission if yous had promptly notified us, you lot could lose as much as $500.00.
2. Also, if yous become aware of and/or your statement shows transactions that you did not brand, notify united states of america at once following the procedures stated in the paragraph labeled "Information About Your Right to Dispute Errors". If you do not notify us in writing within sixty (60) days later on you become enlightened of the transaction and/or later on the statement was made available to you, you may not become back any value you lot lost later on the 60 (60) days if we can prove that we could take stopped someone from taking the value if you had notified us in time. If your Card has been lost or stolen, we will close your Carte du jour Business relationship to keep losses down.
Other Miscellaneous Terms. Your Carte and your obligations nether this Agreement may non be assigned. Nosotros may transfer our rights nether this Agreement. Employ of your Card is subject to all applicable rules and customs of any clearinghouse or other clan involved in transactions. We do not waive our rights by delaying or declining to exercise them at any time. If any provision of this Agreement shall be determined to exist invalid or unenforceable under whatsoever rule, police, or regulation of any governmental bureau, local, state, or federal, the validity or enforceability of whatever other provision of this Understanding shall not be afflicted. This Agreement will be governed past the constabulary of the State of Delaware except to the extent governed by federal law.
Amendment and Cancellation. From fourth dimension to time, we may amend this Agreement by posting a revised version on the PayPal website and mailing you a revised version to Your address of record. The revised version volition exist effective at the time we post it. In add-on, if the revised version includes a Substantial Modify, nosotros will provide yous with xxx (xxx) days prior find of Substantial Change by posting notice on the "Policy Updates" folio of the PayPal website. However, if the change is made for security purposes, we can implement such change without prior notice. Nosotros may abolish or append your Menu or this Agreement at whatsoever time. You may cancel this Understanding by returning the Card to u.s.a.. Your termination of this Understanding will non affect any of our rights or your obligations arising nether this Understanding prior to termination.
Information About Your Right to Dispute Errors.

18.1 Protection for Unauthorized Transactions and Other Errors.When an Unauthorized Transaction or Other Error occurs through your Card Account, including Unauthorized Transactions that occur because your Card has been lost or stolen, we will cover you for the total amount of every eligible Unauthorized Transaction or Other Error as long equally you follow the procedures discussed below in Department 18.ii.

An "Unauthorized Transaction" is a type of error that occurs when money is sent from your Bill of fare Account that you did not authorize and that did not benefit you. For instance, if someone steals your Debit Card and Pin, uses the Debit Carte to access your Card Account, and makes a withdrawal from your Card Account, an Unauthorized Transaction has occurred. If y'all give someone your Menu and give them permission to use it, you will be responsible for all transactions conducted by them on your Card Business relationship even if they have conducted more transactions than you authorized, unless you notified united states of america that transfers past that person are no longer authorized.

In addition, "Other Errors" occur when coin is either incorrectly taken from your Bill of fare Account or incorrectly placed into your Carte du jour Business relationship, or when transactions are incorrectly recorded in your Bill of fare Business relationship. Other Errors that are covered past us are limited to the following events: if you ship a payment and it is incorrectly debited from your Card Account; if an incorrect amount is credited to your Card Business relationship; if a transaction is missing from or not properly identified in your Card Account argument; if y'all receive an incorrect amount of coin at an ATM; and if in that location is a computational or mathematical mistake by us.

You may asking documentation or information regarding your Card Business relationship or transaction to decide whether an Unauthorized Transaction or Other Fault exists past contacting u.s. through the Contact U.s. link at the lesser of each folio of the PayPal website.

18.2 Notification Requirements.

In case of errors or questions about your electronic transactions, call 866-888-6080 or write to Cardholder Services, PayPal Debit Card Department, Attn: Dispute Resolution, P.O. Box 45950, Omaha, NE 68145-0950 if y'all think your argument or receipt is incorrect or if you lot need more information about a transaction listed on the statement or receipt. We must allow you to report an error until sixty (threescore) days after the earlier of the date you lot electronically access your Card Account, if the error could be viewed in your electronic history, or the date we sent the Offset written history on which the error appeared Y'all may request a written history of your transactions at whatever fourth dimension by calling united states of america at 866-888-6080 or writing u.s. at PayPal Debit Bill of fare Department, Attn: Dispute Resolution, P.O. Box 45960, Omaha, NE 68145-0950 You will demand to tell the states:
1. Your name and Card Account number
2. Why you believe in that location is an mistake, and the dollar amount involved
3. Approximately when the mistake took place
If yous provide this information orally, we may crave that you lot transport your complaint or question in writing within 10 (10) business days.

Nosotros volition determine whether an error occurred inside ten (ten) business days later we hear from you and volition right whatsoever error promptly. If we need more time, yet, we may accept up to forty-five (45) days to investigate your complaint or question. If we decide to exercise this, we will credit your Bill of fare inside ten (10) business organisation days for the amount you remember is in error, and then that you will have the employ of the money during the time it takes to consummate the investigation. If you do not have federal payments (for example, Social Security benefits, tax refunds or other government payments) deposited to your Card Account, we may not credit your Card. If we inquire you to put your complaint or question in writing and you do not provide it within ten (10) business days, we may not credit your Card.

For errors involving new Cards, POS, or foreign-initiated transactions, we may take up to ninety (90) days to investigate your complaint or question. For new Carte Accounts, nosotros may accept upwards to twenty (20) business days to credit your Menu Account for the corporeality you lot think is in mistake.

We will tell you the results within iii (three) business days later on completing the investigation. If we make up one's mind that there was no mistake, we volition send you a written explanation. Copies of the documents used in the investigation may be obtained past contacting us at the phone number or address listed at the kickoff of this section. If you need more information almost our error-resolution procedures, call usa at 866-888-6080.

18.3 Processing Errors. We will rectify any processing error that we discover. If the mistake results in your receipt of less than the right amount to which you are entitled, PayPal will credit your Card Account for the divergence. If the error results in your receipt of more than the correct amount to which yous are entitled, PayPal will debit the actress funds from your Card Account. If the error resulted in our not completing a transaction on time or in the correct corporeality, we volition exist liable for your losses or amercement directly caused by this failure, unless: (a) through no fault of ours, yous did not have plenty available funds to consummate the transaction, (b) our organization was non working properly and yous knew about the breakup when you started the transaction, or (c) circumstances beyond our command (such equally fire, flood or loss of Internet connection) prevented the transaction, despite our reasonable precautions.
English language Language Controls. Any translation of this Agreement is provided for your convenience. The meanings of terms, conditions and representations herein are subject to definitions and interpretations in the English language linguistic communication. Any translation provided may not accurately represent the information in the original English.
Customer Service
For client service or boosted information regarding your Carte du jour, please contact us at:
PayPal Debit Carte du jour Plan
PO Box 45950
Omaha NE 68145-0950
866-888-6080

Customer Service agents are available to answer your calls:

Monday-Friday seven:00 AM-10:00 PM Primal time;
Saturday-Sunday 8:00 AM-eight:00 PM Central time (holidays excluded).
Phone Monitoring/Recording
From time to time we may monitor and/or tape telephone calls between you lot and us to assure the quality of our client service or as required by applicable police force.
No Warranty Regarding Goods or Services as Applicative
We are not responsible for the quality, safety, legality, or any other aspect of whatsoever appurtenances or services you purchase with your Card.
Arbitration
Whatsoever claim, dispute, or controversy ("Claim") arising out of or relating in any way to: i) this Agreement; ii) your Card; three) the Cards of any additional cardholders designated past you; iv) your buy of the Card; v) your usage of the Bill of fare; six) the corporeality of available funds in the Card Accounts; 7) advertisements, promotions or oral or written statements related to the Cards, as well as goods or services purchased with the Card; viii) the benefits and services related to the Cards; or ix) transaction on the Card, no matter how described, pleaded or styled, shall exist FINALLY and EXCLUSIVELY resolved by binding individual mediation conducted by the American Mediation Clan ("AAA") under its Consumer Arbitration Rules. If Department 23 and Section xiv (Disputes with PayPal) of the PayPal User Agreement are in conflict in whatever way, this Section 23 will control with respect to any Merits. Specifically, yous concur that this Section 23 applies to all Claims described above instead of and in replacement to Section 14.two (Arbitration), Section fourteen.3 (Law and Forum for Disputes) and Section 14.four (Improperly Filed Litigation) of the PayPal User Agreement. This arbitration agreement is fabricated pursuant to a transaction involving interstate commerce, and shall be governed by the Federal Arbitration Human activity (9 U.s.C. 1-xvi).

We will pay the initial filing fee to embark arbitration and whatever arbitration hearing that you attend shall take place in the federal judicial district of your residence.
Arbitration OF YOUR CLAIM IS MANDATORY AND Binding.
NEITHER PARTY Volition Have THE Correct TO LITIGATE THAT CLAIM THROUGH A Court. IN Mediation, NEITHER PARTY Will Take THE Right TO A JURY TRIAL OR TO Engage IN DISCOVERY, EXCEPT As PROVIDED FOR IN THE AAA Code OF Process.

For a copy of the procedures, to file a Claim or for other information about these organizations, contact them as follows: AAA, at 335 Madison Avenue, New York, NY 10017 or at www.adr.org.

All determinations equally to the telescopic, interpretation, enforceability and validity of this Agreement shall be made final exclusively by the arbitrator, which accolade shall be binding and final. Judgment on the mediation laurels may be entered in any court having jurisdiction.

NO CLASS Activeness, OR OTHER REPRESENTATIVE ACTION OR PRIVATE ATTORNEY General Activeness OR JOINDER OR CONSOLIDATION OF Any Merits WITH A Merits OF Some other PERSON OR Class OF CLAIMANTS SHALL BE ALLOWABLE.

This arbitration provision shall survive: i) the termination of the Understanding; two) the bankruptcy of any party; three) any transfer, sale or assignment of your Menu, or any amounts owed on your Carte, to any other person or entity; or iv) expiration of the Card. If any portion of this arbitration provision is accounted invalid or unenforceable, the remaining portions shall remain in force.

IF Y'all Do Not AGREE TO THE TERMS OF THIS ARBITRATION AGREEMENT, DO NOT ACTIVATE OR Apply THE CARD, OR IF It HAS ALREADY BEEN ACTIVATED, CANCEL It. Y'all MAY Abolish YOUR Bill of fare By CALLING Customer SERVICE AT 866-888-6080.

Rev. 12/2015

*The Bancorp Privacy Notice*
FACTS:	What Does The Bancorp Do With Your Personal Information?
Why?	Fiscal companies choose how they share your personal data. Federal law gives consumers the right to limit some, merely not all, sharing. Federal law also requires us to tell you how we collect, share and protect your personal data. Please read this observe carefully to understand what nosotros do.
What?	The types of personal data we collect and share depend on the production or service you accept with u.s.. This information can include: Social Security Number and income Account balances and transaction history Credit history and credit scores When y'all are no longer our customer, we go along to share your information, as described in this notice.
How?	All financial companies demand to share customers' personal information to run their everyday business organisation. In the section below, we list the reasons financial companies can share their customers' personal information, whether The Bancorp shares your information, and whether you lot can limit this sharing.

To limit our sharing

Call 866-888-6080 – Please be prepared to provide your card number or Social Security number to identify your account; or
Mail the course below.

Please note:

If you are a new customer, we can begin sharing your information thirty days from the date we sent this detect. When you are no longer our client, nosotros continue to share your information every bit described in this notice.

However, yous can contact u.s.a. at any time to limit our sharing.

Questions?

Telephone call 866-888-6080

alt ------------------------------------------------------------------------------------------------------------------------------

Mail-in Course
	Marking any/all yous desire to limit: Do non share my personal information with nonaffiliates to marketplace their products and services to me.
	Proper name	Mail to: PayPal Debit Carte du jour Program PO Box 45950 Omaha, NE 68145-0950
	Accost

	City, State, ZIP
	Menu Number

Reasons We Can Share Your Personal Data	Does The Bancorp share?	Can you lot limit this sharing?
For our everyday business organization purposes – Such as to process your transactions, maintain your account(s), reply to courtroom orders and legal investigations, or written report to credit bureaus	Yes	No
For our marketing purposes – To offer our products and services to you lot	Yes	No
For joint marketing with other financial companies	No	Nosotros don't share
For our affiliates' everyday business concern purposes – Information almost your transactions and experiences	No	Nosotros don't share
For our affiliates' everyday business purposes – Information most your creditworthiness	No	We don't share
For nonaffiliates to market to you	Yes	Yes

Questions?

Call toll-free, at (866) 888-6080 or (402) 935-2017 (if calling from exterior the U.S. or Canada), or visit www.paypal.com

What Nosotros Exercise
How does The Bancorp protect my personal information?	To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also limit access to information to those employees for whom access is necessary.
How does The Bancorp collect my personal information?	We collect your personal information when, for example, you: open an account or pay your bills brand deposits or withdrawals from your account provide business relationship information or give us your contact information Nosotros besides collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?	Federal police gives you the correct to limit only: sharing for affiliates' everyday business purposes – information about your creditworthiness affiliates from using your information to market to you sharing for nonaffiliates to marketplace to you Land laws and private companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by mutual ownership or control. They tin can exist financial and nonfinancial companies. Our affiliates include financial companies such as The Bancorp Depository financial institution and Bancorp Carte du jour Services Inc.
Nonaffiliates	Companies not related by common ownership or control. They can exist fiscal and nonfinancial companies. We share data with PayPal and so PayPal can manage the bill of fare plan associated with your card.
Joint Marketing	A formal understanding between nonaffiliated financial companies that together market financial products or services to you. The Bancorp does non jointly market.

Other Important Information

Country Laws:

California Residents -- In accordance with California law, we will non share information we collect about you with companies outside of The Bancorp, unless the law allows. For example, we may share information with your consent, to service your accounts, or to provide rewards or benefits to which you are entitled. Nosotros will not share data we collect near yous with our articulation marketing partners without your potency. We will limit sharing around our companies to the extent required by California constabulary.

Vermont Residents -- In accordance with Vermont law, we will not share personal financial information about you, other than transaction experience information, with other Bancorp companies or affiliates, nor volition we share any personal financial information near yous with other Bancorp companies for marketing purposes.

Nevada Residents -- Nosotros are providing y'all this detect pursuant to state law. Yous may be placed on our internal Do Not Call List by following the directions in the "To limit our sharing" section. Nevada police requires that we also provide you with the post-obit contact information: Agency of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number- 702.486.3132; e-mail: BCPINFO@ag.state.nv.united states of america.